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首套房贷利率“三连降”回调城市或扩围

2019-03-16     牛牛财经   来源:金融投资报
文章摘要:■本报记者吉雪娇继1月7个城市首套房贷款利率均值下降后,2月,又有10个城市的首套房贷款利率回调,至此,全国首套房贷平均利率连续三个月下降。对于刚需购房者而言,首套房房贷利率直接关系着购房成本。未来房贷利率是否会继续下调?对于房贷利率仍处高位的….

■本benbaojizhejixuejiao

ji1月yue7个gechengshishoutaofangdaikuanlilvjunzhixiajianghou,2月yue,又youyou10个gechengshideshoutaofangdaikuanlilvhuidiao,至zhici,全quanguoshoutaofangdaipingjunlilvlianxusangeyuexiajiang。对duiyugangxugoufangzheeryan,首shoutaofangfangdaililvzhijieguanxizhuogoufangchengben。未weilaifangdaililvshifouhuijixuxiadiao?对duiyufangdaililvrengchugaoweidechengshi,未weilaishifouyouwanghuiluo?也yechengweibeishouguanzhudewenti

xiadiaofangdaililvyinxingzengduo

jiezhi2月yue,全quanguoshoutaofangdaipingjunlilvyilianxusangeyuexiajiang。据jurong360统tongjishuju,2月yuequanguoshoutaofangdaikuanpingjunlilvwei5.63%,相xiangdangyujizhunlilv1.149倍bei,环huanbixiajiang3BP。

35个gechengshi533家jiayinxingzhong,仅jin2家jiayinxingfen(支zhi)行xingshoutaofangdaikuanlilvshangsheng,较jiaoshangyuejianshao14家jia;与yucitongshi,有you44家jiayinxingfen(支zhi)行xinglilvxiajiang,较jiaoshangyuezengjia10家jia

jutilaikan,19家jiazhuyaoyinxingshoutaofangdaikuanpingjunlilvzuidiweijizhunlilv1.080倍bei;银yinxingshoutaofangdaikuanpingjunlilvzuigaoweijizhunlilv1.213倍bei;工gong、农nong、中zhong、建jianguoyousidaxingshoutaofangdaikuanpingjunlilvweijizhunlilvshangfu14.4%,上shangfuchengdujiao1月yuexiajiang0.5个gebaifendian

congshoutaofangdaikuanlilvshangfuqingkuanglaikan,2月yuezhixingjizhunlilvshangfu15%以yishangdeyinxingfen(支zhi)行xingshuliangyiyousuojianshao。其qizhong,153家jiayinxingshoutaozhixingjizhunlilvshangfu15%,与yu1月yuechiping;118家jiayinxingshoutaozhixingjizhunlilvshangfu20%,较jiao1月yuejianshao8家jia;28家jiayinxingshoutaozhixingjizhunlilvshangfu25%,较jiao1月yuejianshao10家jia;18家jiayinxingshoutaozhixingjizhunlilvshangfu30%,较jiao1月yuejianshao2家jia。而ershoutaozhixingjizhunlilvshangfu10%的deyinxingzezengjialiao15家jia,为wei147家jia

“下xiadiaolilvyinxingjiao1月yuezengduo,预yujihouqishoutaolilvzhixingjizhunshangfu15%及jiyishangdeyinxingshulianghuijixujianshao。”融rong360分fenxishizhichu

ertaofangfangmian,房fangdaililvtongyangchuxianhuiluo。2月yuequanguoertaofangdaikuanpingjunlilvwei5.99%,这zheyeshishige8个geyuehou,其qishoucihuiguizhi6%以yixiashuiping,执zhixingjizhunlilvshangfu20%以yixiadeyinxingyiyousuozengjia

weidiaozhengchengshililvhuohuiluo

jiuzai2月yue,有youshigechengshishoutaofangdaikuanlilvchuxianxiadiao。其qizhong,南nanjing(楼loupan)首shoutaofangdaililvpingjunzhiwei5.62%,较jiao1月yuexiajiang20BP,环huanbixiajiang3.44%;南nanningyushenzhen(楼loupan)仅jinciqihou,首shoutaofangdaikuanpingjunlilvwei6.01%与yu5.46%,分fenbiexiajiang12BP与yu11BP。

zhideguanzhudeshi,这zheyeshi1月yueqigechengshishoutaofangdaikuanlilvjunzhixiajianghou,回huidiaochengshizaidukuowei。四sidayi线xianchengshizhong,除chubeijing(楼loupan)首shoutaofangpingjunlilv5.43%持chipingwai,上shanghai(楼loupan)、广guangzhou(楼loupan)、深shenzhenjunyousuoxiadiao,分fenbiewei5.06%、5.52%、5.46%。

suihoude3月yue,深shenzhendiqufangdaililvlianjiangliangci,多duojiayinxingshoutaozuidikezhixingjizhunshangfu5%,二ertaolilvzuidikezhixingjizhunshangfu10%。

fangdaililvxiadiaoduiyugoufangzhewuyishihaoxiaoxi。那name,未weilaifangdaililvshifouhuijixuxiadiao?对duiyufangdaililvrengchugaoweidechengshi,未weilaishifouyouwanghuiluo

duici,融rong360分fenxishirenwei,深shenzhenlianxuxiajiangfangdaililv,包baokuozijinmiankuansong、房fangdichanshichangyewuwangji、银yinxingjingzhengdengduofangmiandeyuanyin,不bunengjiandanrendingweifangdichanshichangdiaokongfangkuandexinhao。银yinbaojianhuiyijingmingquejinniandefangdichanxindaizhengcemeiyoubianhua,“预yujiduanqineilianxuxiajiangdeqingkuanghuijianshao,但danbenlunxiadiaoqushizhonghuanweifashengbianhuadechengshi,未weilaijianghuichuxianhuiluo,具jutishijianyijifuduyinchengeryi。”

zongtilaikan,上shangshurong360分fenxishizhichu,2019年nianfangdichanshichangdezhengcejidiaoshijinyibumanzuyougangxuhegaishanxingxuqiuyonghudehelizhufangxuqiu,严yangeguankongtoujixinggoufangxingwei。因yincizaifangdichanjinrongfengxiankekongdeqiantixia,预yuji2019年nianzhuyaochengshifangdichangongyingliangxiangduiwending,房fangdaililvjiangzhengtishangwenzhongyoujiang

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